i insured my hotrod with these, i got questions like is it lowered, has it got different suspension, my reply is it's a fully built hotrod, these people ain't got a clue, anyway i decided to carry on , in the end i decided to cancel within the cool off period, and was told it would cost me £45 (for 4 days insurance) ok i excepted that, you will receive you refund WITHIN 14 days , 14 days have gone and still no refund, my advise use classicline insurance , no messing and don't rip you off