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Thread: Insurance ?

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    Off the Xmas card list kapri's Avatar
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    Insurance ?

    How many remember the issues of even getting insurance as opposed to shopping round for the best quote ? When I insured my first custom it was IMPOSSIBLE to get a years insurance. I went though, as many did , an agent to get to Cloverleaf who were the only people who would insure high risks . 3 months insurance at a time that used to cost me 2 months wages while still paying for road tax and MOT.

    Running a rod or custom was bloody expensive and hard work.

    Not forgetting that we had to jump though the hoops of finding someone prepared to do an Engineers Report to say the mods were safe!

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    Official RnS Addict 28Chevy's Avatar
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    I remember when any mod at all even cosmetic made anything uninsurable.

    Untill I had a 1600cc series one LandRover, insured with NFU for peanuts, then I stuck in a modded Rover V8, very early days for doing that sort of thing.

    Called NFU and nice lady asked why I put such a powerful engine in and I told her it was to make towing a horse box easier.

    Ok they said, no change in the premium, no engineers report, we'll send you a new certificate in the post.

    That LR did 115 mph (recalibrated 150mph speedo) with the door tops off, gearboxes lasted 10k miles if I was lucky!

    Years later LR brought out their V8 Nintety and my premium suddenly shot up because there was now a category to put it in, couldn't really complain though.
    Whirrr whirrr chuff chuff de chuff........chuff......BRUMMMM!

    My Chevy thread: https://www.rodsnsods.co.uk/forum/sho...y-coach-403745
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    We certainly have it easy these days
    Rod/custom/drag build profiles:
    Mini | Pop | Porker | Trike | Morris 8

    | 48 chevy coupe | ford f100 | tube chassis,d pop

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    Rods 'n' Sods Junkie
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    I remember trying to insure my 1100cc MG Midget at 22 and being told that they didn't insure "high performance cars". As a contrast, my sister today told me she was following a learner driver in a driving school Cooper S - what's that all about?

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    Stroker Kustom Jim's Avatar
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    I think I used insurance in motion for my chop in 1979. Stock drive train. Coupla years later fitted a stock V6 no worries, if it would of been a twin carb 4 pot mill thru the roof !?
    "I'm not going to take this defeatist attitude and listen to all this crap any more from all these people who have nothing except doomsday to predict."
    Carroll Shelby

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    Official RnS Addict Special When Lit's Avatar
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    I remember when Flux pretty much had the monopoly on modified insurance.
    Unfortunately, they still think they have...

    If you can't be an example, be a warning.

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    Official RnS Addict ChopperHarris's Avatar
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    Osbournes in Sutton Surrey were the go to in S London

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    Official RnS Addict Big Joe's Avatar
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    My young nephew had a Golf, all singing and dancing with big wheels and those uber low profile tyres airbags extra spoilers etc etc and it made the insurance cheaper. So that school of thought that when someone puts that much effort into a car they will be careful pays off even for the modern modified crowd..

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    Stroker Kustom Jim's Avatar
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    Quote Originally Posted by ChopperHarris View Post
    Osbournes in Sutton Surrey were the go to in S London
    Aaaah, I remember now. Yep used them. Great news was I never made a claim up till last year (obviously with another crowd) so they done good in their risk assessment

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    Official RnS Addict Slamera63's Avatar
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    Quote Originally Posted by Big Joe View Post
    My young nephew had a Golf, all singing and dancing with big wheels and those uber low profile tyres airbags extra spoilers etc etc and it made the insurance cheaper. So that school of thought that when someone puts that much effort into a car they will be careful pays off even for the modern modified crowd..
    Same thing happend with my lad when he had a Neon, cosmetic alterations and we modified the **** out of the engine and suspension. I told him to declare it all as he was always getting pulled and the insuance went down from the standard vehicle, go figure!
    It's only funny till someone gets hurt..........then it's friggin' hilarious

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