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Tariffs work both ways, it's going to be interesting because BMW may end up paying a tariff to import mini's into the EU or will the EU give them preferential treatment because they are German.You don't need a trade deal to trade.
Tariffs will be charged.
Trade deals are to lower theses tariffs.
From some of the rhetoric it appears that the some of the EU Bureaucrats want to punish the UK for having the temerity to leave and to try and discourage other countries from following suit but they are trying to do it in a way that makes it appear that they are not imposing sanctions on the UK.